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Shared Ownership Mortgages

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As house prices rise, it becomes increasingly difficult to step onto the property ladder, however shared ownership schemes are specially designed to help people buy into their own home.

This arrangement usually means that a part of the property is purchased by you- e.g 50% - *with the option to extend to full ownership in the future. Such schemes are usually administered by a Housing Association and you would pay rent to them on the percentage that they own, (a service charge may also apply). This scheme is usually available to first time homebuyers only - although some do accept second time buyers also.

Once you have found a shared ownership property, Mortgage Compare Limited can help you with your mortgage needs. Shared ownership mortgage rates vary widely as they are usually regarded as more risky than other conventional loans, but we are committed to helping you find a competitive rate. One of our dedicated and professional mortgage brokers will take you through every step of the process - ensuring that you find the right shared ownership mortgage for you and your circumstances.

* It is advisable to check that this is the case as obtaining a mortgage without this option can be difficult.

Mortgage Compare Limited is bound by the Data Protection Act of 1998, and information provided by you will be held, processed and used by ourselves, professional advisor and any associated companies in servicing our relationship with you, however strict confidentiality will be maintained at all times.

The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

Mortgage Compare Limited which is authorised and regulated by the Financial Conduct Authority.

Think carefully before securing other debts against your home.

Your home may be repossessed if you do not keep up repayments on your mortgage or other loans secured on it.

See our website for our terms and conditions.

Not all Buy to Let Mortgages are regulated by the Financial Conduct Authority

Adverse Credit - The overall rate for comparison is 9.2% APR. The actual rate available will depend upon your circumstances. Ask for a Mortgage Illustration

Right to Buy Mortgages - The overall rate for comparison is 8.9% APR. The actual rate available will depend upon your circumstances. Ask for a Mortgage Illustration


Mortgage Compare Limited is entered on the FCA register under reference number 600521.

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