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Income Protection Insurance

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Benefits of Global Mortgage Uk Limited Income Protection Insurance

Give yourself the peace of mind of Income Protection Insurance. If because of sickness, an accident or disability, you cannot work, or carry out a number of tasks, a monthly, tax free income is assured for as long as it is needed,* all for a small monthly payment. Your monthly benefit begins after a deferred period, depending on the choice you make when you take the benefit out.

Your income is important to you. Our aim is to ensure it will always be there

  • Cover yourself for upto £5,000
  • 65% of your monthly gross income
  • Accident & Sickness Insurance until age of 70 years and Unemployment for upto 18 months
  • Wide range of Insurers and Competitive Price GUARANTEED

Four Good Reasons to Choose Global Mortgage UK

Competitive pricing

Easy to apply with friendly and knowledgeable staff to help you get the cover you need.

Comprehensive protection for your most valuable assets.

After years helping people buy homes, Global Mortgage UK understands what you need to protect your home and its contents.

What is Income Protection Insurance?

Formerly known as permanent health insurance (PHI), long-term income protection (IP) is an insurance policy that pays out if you're unable to work due to injury or illness.You may have seen the Paul Whitehouse-fronted Aviva advert, or Unum's Back-up Plan adverts – both promoting income protection.

Why do I need IP?

According to research by Unum and Personnel Today, just 12% of employers support their staff for more than a year if they're off sick from work. Given the low level of state benefits available, everyone of working age should consider IP. But when we asked the public, just 9% said they have some form of IP, compared with 41% who have life insurance and 16% who have private medical insurance (PMI).

One industry survey showed less than a quarter of people deemed protecting their income to be essential, compared with 74% who said the same of needing access to broadband internet.

Income Protection Insurance covers you for:

  • Accident
  • Sickness
  • Disability

Global Mortgages UK is bound by the Data Protection Act of 1998, and information provided by you will be held, processed and used by ourselves, professional advisor and any associated companies in servicing our relationship with you, however strict confidentiality will be maintained at all times.

The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

Global Mortgages UK is authorised and regulated by the Financial Conduct Authority.

Think carefully before securing other debts against your home.

Your home may be repossessed if you do not keep up repayments on your mortgage or other loans secured on it.

See our website for our terms and conditions.

Not all Buy to Let Mortgages are regulated by the Financial Conduct Authority

Adverse Credit - The overall rate for comparison is 9.2% APR. The actual rate available will depend upon your circumstances. Ask for a Mortgage Illustration

Right to Buy Mortgages - The overall rate for comparison is 8.9% APR. The actual rate available will depend upon your circumstances. Ask for a Mortgage Illustration


Global Mortgages UK is entered on the FCA register under reference number 600521.

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