First Time Home Buyer

Being new to the mortgage market can be daunting, especially if you are a first time home buyer as buying your first home is a major undertaking. As you take on the biggest financial commitment you will ever undertake, ensuring that you find the right mortgage deal for you is crucial.

There are literally thousands of mortgage deals to choose from for first time home buyers, which is actually great as it means prices are competitive. As a first time home buyer it also means that the mortgage market place is incredibly confusing.

You will hear many terms and plenty of jargon bandied about: "fixed rates", "capped rates", "trackers", the list goes on. See 'Glossary of Mortgage Terms' for an explanation.

How do you know which deal will be best for you?

Will an adviser try to sell you the wrong mortgage just to get commission? Are endowments the root of all evil? What is an ISA mortgage? Should I take out a pension mortgage? There are so many factors to take into consideration that you may well have your head in your hands by now. At Mortgage and Insurance Professionals, we will help you with all your questions with informative advice - leaving you with full confidence that you have chosen the right deal.

We also realise how difficult it can be to step onto the property ladder. Our flexible approach to your needs means that our brokers have the ability to ensure that we find the best deal for you from our panel of lenders - whatever your situation.

For all shared ownership mortgage enquiries please call us on 01604 439930

We compare hundreds of home loans from up to 95 different lenders

Mortgage best buys

Product
Rate
Type
BTL
1.44%
Fixed
Purchase
1.44%
Fixed
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Mortgage and Insurance Professionals is bound by the Data Protection Act of 1998, and information provided by you will be held, processed and used by ourselves, professional advisor and any associated companies in servicing our relationship with you, however strict confidentiality will be maintained at all times.

The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

Mortgage and Insurance Professionals is a trading style of Mortgage Compare Limited which is authorised and regulated by the Financial Conduct Authority.
Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage or other loans secured on it.
See our website for our terms and conditions.
Not all Buy to Let Mortgages are regulated by the Financial Conduct Authority
Adverse Credit - The overall rate for comparison is 9.2% APR. The actual rate available will depend upon your circumstances. Ask for a Mortgage Illustration
Right to Buy Mortgages - The overall rate for comparison is 8.9% APR. The actual rate available will depend upon your circumstances. Ask for a Mortgage Illustration

CURRENCY MORTGAGES - CHANGES IN THE EXCHANGE RATE MAY INCREASE THE STERLING VALUE OF YOUR DEBT.
Mortgage and Insurance Professionals is entered on the FCA register under reference number 600521, as a trading style of Mortgage Compare Limited , who are also registered under the FCA register under reference number 600521.

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