Life insurance pays out a cash lump sum if you die within the term of the policy. Cover is usually on a level or decreasing basis. With level term the amount of cover remains the same throughout the policy. With decreasing term, the amount of cover reduces over the term of the policy.
Terminal illness: Cover includes Terminal Illness Benefit. The plan will pay out if you are diagnosed with a terminal illness within the plan term and are not expected to live for more than 12 months. Once the insurer pays out after a terminal illness claim, your plan will then end.
Its important to know that there is no cash-in value. If you stop paying premiums or live to the end of your plan, your cover will end. In this case, you'll get nothing back.
In addition to your mortgage, we are UK Life Insurance Brokers, researching the whole of the Market to find you the cheapest life quotes with the best life insurance Companies. Use our Life Insurance calculator or give us a ring to either see how much money you can save on your cover, or how little you can protect your loved ones for.
If you are considering taking out extra life insurance cover or you feel that you are paying too much at the moment, give us a try. We could provide cover for your family and your mortgage.
*You must satisfy our definition of a terminal illness, or one of a range of illnesses and disabilities (a full list of illnesses and disabilities covered is available; please ask your call centre operator when you ring).
For all critical illness insurance enquiries please call us on 01604 439930 .
|Competitive pricing||Easy to apply with friendly and knowledgeable staff to help you get the cover you need.||Comprehensive protection for you and your family.||After years helping people buy homes, Mortgage and Insurance Professionals understands what you need to protect your home and its contents.|
The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
Mortgage and Insurance Professionals is a trading style of Mortgage Compare Limited which is authorised and regulated by the
Financial Conduct Authority.
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